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Financing

Debt-to-Income Ratio

Monthly debt payments divided by gross monthly income; lenders use caps on this ratio to size mortgages.

Calculators using Debt-to-Income Ratio

Home Affordability Calculator

Related terms

AmortizationCLTV (Combined Loan-to-Value)Debt ServiceDTIEquityFixed-Rate Mortgage

Last reviewed October 20, 2026

Definitions are educational and simplified for clarity; they are not legal or financial definitions for contractual use.

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