Priya Nair
Senior Editor · Rental markets & landlord operations
MA Economics
Biography
Priya reviews every rental and property-management piece on the platform. She has managed multi-unit residential portfolios and writes the operating-budget guides.
Published articles (6)
- Cap Rate Explained: The Metric That Prices Income Property
The capitalization rate divides a property's NOI by its value. Understand what drives it, how it moves in reverse to price buildings, and why it ignores your mortgage.
1 min · Investing & Returns
- Understand Every Line of Your Mortgage Payment
Principal, interest, escrow, PMI, amortization and extra payments: a guided tour of the biggest payment you'll ever make.
1 min · Financing & Mortgages
- Beyond the Mortgage: Taxes, Insurance and the True Cost of Ownership
Principal and interest are only part of the payment. Here's the full stack of recurring ownership costs, and how to estimate each one before you buy.
1 min · Fundamentals
- Price per Square Foot (and Square Meter): Comparing Markets Fairly
Normalizing price by area makes listings comparable across sizes and countries, if you know what the number includes and which unit system you're reading.
1 min · Valuation & Markets
- DSCR and Lender Logic: Why the Property, Not You, Gets Underwritten
Debt Service Coverage Ratio compares a property's NOI to its loan payments. Understand the bands, the reverse-engineering trick, and why DSCR lending exists.
1 min · Investing & Returns
- Cash-on-Cash Return: The Income Investor's Compass
Cash-on-cash return measures the pre-tax cash a property produces against the cash you invested. Learn the formula, its blind spots, and how lenders' amortization changes it.
1 min · Investing & Returns